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Term Loans & Lines of Credit

Get the fast, affordable financing you need to grow your business
No prepayment fees

Get a Custom Quote

Fast, affordable business financing that is sustainable, friendly, and without any hidden fees.

If approved, AuraRise will provide you with tools and solutions to help you repay your loan immediately with no prepayment fees.

Term Loans

Invest and fuel your business growth.

Term Loans to expand, buy or improve equipment.

Fund the projects that will take your business to the next level.

What could you do with a term loan?

  • Buy more inventory to satisfy higher customer demand?
  • Invest in marketing to attract new customers?
  • Open up a new store or location?
  • Amount: up to $500,000
  • Repayment terms: Up to 4 years
  • Payment Frequency: Twice per month
  • No Prepayment fees*

Lines of Credit

A safety line for when you need it, keeping your business running smoothly.

Bridge the difference between cash flows coming in and cash flows going out.

Be prepared for when unexpected cash flow shortages happen.

What could you do with a credit line?

  • Need to meet day-to-day expenses at your business?
  • Is your business seasonal and you need to bridge those busy seasons?
  • Do you want to invest in marketing to grow your customer base? 
  • Amount: up to $150,000
  • Repayment terms: Each draw is amortized over 18 months. Pay interested only on the drawn amount.
  • Payment Frequency: Once Per Month
  • No Prepayment fees*

* If you choose to repay your loan early, all you owe is the outstanding balance plus accrued interest.

No specific collateral required. Personal Guarantee. UCC-1 on business assets (a “blanket lien”) for most customers.

How is your rate determined?

We take many factors into account, including:

Business Sustainability

– Years in Business

– Customer Base

– Seasonality

Financial Metrics

– Assets

– Liabilities

– Cash Flow

Credit Profile

– Credit Rating

– Indebtedness

– Liens & Judgements

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It is Quick and Easy to Apply

(How it works)

Schedule a quick introduction call (10 minutes)

You’ll get to know our helpful client success team who’ll be curious to get to know you and your business, what your financing needs are, and will provide you with the best recommendations. During every step of the way they’ll be there for you to help and guide you through the loan process.

Fill out an online application (5 minutes)

With a few simple clicks, submit your information which will help our loan specialists come up with the best terms and rates for you.

Get a decision (within hours)

Our client success team and loan specialists will review your application, and schedule some time with you to go through the decision and answer your questions.

Get funded (within 24 – 48 hours)

Once approved, and if you decide to move forward with us, you’ll receive your funds within 1 business day.

Last but not least, repay your loan (10x faster)

AuraRise will provide you with tools and solutions to help you repay the loan 10x faster, and with no prepayment fees.

We know getting a loan can be daunting, but our helpful customer success team will be with you during every step of the way, making sure you’ll have an amazing experience.

support@aurarise.com

or call us at 646-502-5534

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Our Highly Trained Advisors are Dedicated to You and Your Business

We will assign you a client success team who understands your business and industry, and will provide you with recommendations on the best tools & solutions for your business. Our team will be there for you throughout the journey, ensuring your long-term success, through thick and thin.

Our Advisors are Available Anytime

Anytime you have questions, you will be able to contact your advisor via both phone and email. Your advisor will get back to you as soon as possible so you never have to wait long for a response.

Our Advisors Are Experts

All of our team members are industry experts and our intensive client success training ensures your advisor has the latest knowledge to assess your business, and provide unique ideas and recommendations that will help you achieve your goals.

We’ve worked with 1,000+ companies

We’ve already helped over 1,000 companies like yours increase their cash flows through our unique solutions, which have fueled their growth and taken their businesses to another level. Every business is unique with its own set of challenges — we have the tools available to help you find highly effective solutions that will meet your needs.

We’re Ready to Help

Email support@aurarise.com or call us at 646-502-5534 anytime. Our client success team and funding advisors are ready to help you take your business to the next level and be the best in your industry.

Businesses Love AuraRise

We help businesses like yours get the solutions they need to grow. See what our customers are saying:

Let us show you what’s possible.

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Rates may vary according to term and overall creditworthiness. To see what rate your business may qualify for, apply today at no obligation.